Be very familiar with the word of God and also, go further to put it practice for you to receive the abundant blessings and protection of God.
Matthew 7 : 24-29
24 Therefore whosoever heareth these sayings of mine, and doeth them, I will liken him unto a wise man, which built his house upon a rock:

25 And the rain descended, and the floods came, and the winds blew, and beat upon that house; and it fell not: for it was founded upon a rock.

26 And every one that heareth these sayings of mine, and doeth them not, shall be likened unto a foolish man, which built his house upon the sand:

27 And the rain descended, and the floods came, and the winds blew, and beat upon that house; and it fell: and great was the fall of it.

28 And it came to pass, when Jesus had ended these sayings, the people were astonished at his doctrine:

29 For he taught them as one having authority, and not as the scribes.

In this age of evil characterized by unbelievable and condmenable circumstances, our faith in God will take us through life.

Hebrews 11 : 1-40

1 Now faith is the substance of things hoped for, the evidence of things not seen. 2 For by it the elders obtained a good report. 3 Through faith we understand that the worlds were framed by the word of God, so that things which are seen were not made of things which do appear. 4 By faith Abel offered unto God a more excellent sacrifice than Cain, by which he obtained witness that he was righteous, God testifying of his gifts: and by it he being dead yet speaketh. 5 By faith Enoch was translated that he should not see death; and was not found, because God had translated him: for before his translation he had this testimony, that he pleased God. 6 But without faith it is impossible to please him: for he that cometh to God must believe that he is, and that he is a rewarder of them that diligently seek him. 7 By faith Noah, being warned of God of things not seen as yet, moved with fear, prepared an ark to the saving of his house; by the which he condemned the world, and became heir of the righteousness which is by faith. 8 By faith Abraham, when he was called to go out into a place which he should after receive for an inheritance, obeyed; and he went out, not knowing whither he went. 9 By faith he sojourned in the land of promise, as in a strange country, dwelling in tabernacles with Isaac and Jacob, the heirs with him of the same promise: 10 For he looked for a city which hath foundations, whose builder and maker is God. 11 Through faith also Sara herself received strength to conceive seed, and was delivered of a child when she was past age, because she judged him faithful who had promised. 12 Therefore sprang there even of one, and him as good as dead, so many as the stars of the sky in multitude, and as the sand which is by the sea shore innumerable. 13 These all died in faith, not having received the promises, but having seen them afar off, and were persuaded of them, and embraced them, and confessed that they were strangers and pilgrims on the earth. 14 For they that say such things declare plainly that they seek a country. 15 And truly, if they had been mindful of that country from whence they came out, they might have had opportunity to have returned. 16 But now they desire a better country, that is, an heavenly: wherefore God is not ashamed to be called their God: for he hath prepared for them a city. 17 By faith Abraham, when he was tried, offered up Isaac: and he that had received the promises offered up his only begotten son, 18 Of whom it was said, That in Isaac shall thy seed be called: 19 Accounting that God was able to raise him up, even from the dead; from whence also he received him in a figure. 20 By faith Isaac blessed Jacob and Esau concerning things to come. 21 By faith Jacob, when he was a dying, blessed both the sons of Joseph; and worshipped, leaning upon the top of his staff. 22 By faith Joseph, when he died, made mention of the departing of the children of Israel; and gave commandment concerning his bones. 23 By faith Moses, when he was born, was hid three months of his parents, because they saw he was a proper child; and they were not afraid of the king's commandment. 24 By faith Moses, when he was come to years, refused to be called the son of Pharaoh's daughter; 25 Choosing rather to suffer affliction with the people of God, than to enjoy the pleasures of sin for a season; 26 Esteeming the reproach of Christ greater riches than the treasures in Egypt: for he had respect unto the recompence of the reward. 27 By faith he forsook Egypt, not fearing the wrath of the king: for he endured, as seeing him who is invisible. 28 Through faith he kept the passover, and the sprinkling of blood, lest he that destroyed the firstborn should touch them. 29 By faith they passed through the Red sea as by dry land: which the Egyptians assaying to do were drowned. 30 By faith the walls of Jericho fell down, after they were compassed about seven days. 31 By faith the harlot Rahab perished not with them that believed not, when she had received the spies with peace. 32 And what shall I more say? for the time would fail me to tell of Gedeon, and of Barak, and of Samson, and of Jephthae; of David also, and Samuel, and of the prophets: 33 Who through faith subdued kingdoms, wrought righteousness, obtained promises, stopped the mouths of lions, 34 Quenched the violence of fire, escaped the edge of the sword, out of weakness were made strong, waxed valiant in fight, turned to flight the armies of the aliens. 35 Women received their dead raised to life again: and others were tortured, not accepting deliverance; that they might obtain a better resurrection: 36 And others had trial of cruel mockings and scourgings, yea, moreover of bonds and imprisonment: 37 They were stoned, they were sawn asunder, were tempted, were slain with the sword: they wandered about in sheepskins and goatskins; being destitute, afflicted, tormented; 38 (Of whom the world was not worthy:) they wandered in deserts, and in mountains, and in dens and caves of the earth. 39 And these all, having obtained a good report through faith, received not the promise: 40 God having provided some better thing for us, that they without us should not be made perfect.

    Micro Finance banks in Nigeria have been called upon to put mechanisms in place to protect customers from negative tendencies by credit officers.
This call was made by some customers in Ibadan, Oyo state, Nigeria, while recounting their experiences in recent times.
''These credit officers have for long engaged in unethical practices, such as collecting daily contributions and not remitting the same to their employers. We want  to be sure that our daily contributions arrive safely at the vaults of our micro-finance banks. Most of us you see here have gone through harrowing experiences with those who collect our daily contributions. The management of the bank should put measures in place to ensure our daily contributions get to them ensure the safety of our deposits, ''they advised.

However, the Head of Credit of Apex Trust Micro-Finance Bank in Ibadan, Mr. Kunle Olagunju advised customers  of the micro-finance bank who have complaints to visit its offices to lodge such complaints, saying, '' that is the reason why we are here. We are insured by the Nigeria Deposit Insurance Corporation,'' Mr. Olagunju stated.

Nigerians have been advised to keep hope alive and not despair in the face of avoidable hardships inflicted on them by a group of individuals.
This advice was given by a cleric, Pastor Opeymi Ajayi.
''Nigerians should continue to be hopeful and not despair. Our God will visit those who are inflicting us with difficulties and hardships. Our God is not sleeping, He is awake all the time and takes note of all our travails,''Pastor Ajayi disclosed.
Similarly, a former chairman of the Non Academic Staff Union and Associated Institutions(NASU), Comrade Fatoki Olusola- Cole has described the inauguration day pronouncement by President Ahmed Tinubu on the fuel subsidy removal as a great mistake.
''The pronouncement of President Tinubu is a great mistake and he was wrongly advised to have spoken that way on the day of his inauguration, when he was yet to get to the office to see and peruse the details of the proposed removal. I think it was a great mistake on his part and an error in starting a  new government. It is a grievous act and I call it a careless statement that has turned the country upside down. The prices of goods and services, most especially foodstuffs, have gone up. I hope Nigerians will not regret voting for him, Comrade Olusola-Cole disclosed.

Avoid being led astray to do evil, but always thread the path of good deeds and good will be with you at all times.

1Thessalonians 5 : 12-23

12 And we beseech you, brethren, to know them which labour among you, and are over you in the Lord, and admonish you; 13 And to esteem them very highly in love for their work's sake. And be at peace among yourselves. 14 Now we exhort you, brethren, warn them that are unruly, comfort the feebleminded, support the weak, be patient toward all men. 15 See that none render evil for evil unto any man; but ever follow that which is good, both among yourselves, and to all men. 16 Rejoice evermore. 17 Pray without ceasing. 18 In every thing give thanks: for this is the will of God in Christ Jesus concerning you. 19 Quench not the Spirit. 20 Despise not prophesyings. 21 Prove all things; hold fast that which is good. 22 Abstain from all appearance of evil. 23 And the very God of peace sanctify you wholly; and I pray God your whole spirit and soul and body be preserved blameless unto the coming of our Lord Jesus Christ.

U.S. Law Enforcement Disrupts Networks Used to Transfer Fraud Proceeds, Taking Over 4,000 Actions in Fifth Campaign

WASHINGTON – The Department of Justice, FBI, U.S. Postal Inspection Service, and other federal law enforcement agencies announced today the completion of a three-month campaign that disrupted networks used by foreign fraudsters to obtain fraud proceeds. Multiple law enforcement actions addressed conduct by individuals sometimes referred to as “money mules,” who have been providing critical services to fraudsters by receiving money from fraud victims and forwarding the fraud proceeds to the perpetrators (many of whom are based overseas). Some individuals knew they were facilitating fraud. Others first interacted with fraudsters as victims and may have been unaware that their activity furthered criminal activity.

Over approximately the last three months, law enforcement took over 4,000 actions against individuals responsible for facilitating a range of fraud schemes. These schemes included those that targeted consumers, such as lottery fraud and romance scams, as well as those that targeted businesses or pandemic funds.

The thousands of actions taken by law enforcement—which ranged from criminal prosecutions, to civil actions, to warning letters—were designed to punish those who knowingly assisted fraudsters and to advise those who may have been unknowingly helping fraudsters that their conduct furthered crime. These actions are intended to deter overseas fraudsters from relying on U.S.-based individuals to facilitate schemes, and thereby reduce the harm caused by foreign fraud operations.

This year’s effort marked the fifth U.S. law enforcement campaign disrupting these money transmitting networks. Since the first campaign, during which approximately 400 actions were taken by law enforcement, agencies have collectively taken over 12,000 actions. Investigations have shown that disrupting money transmitting networks has impeded fraudsters’ abilities to receive funds, thereby reducing fraud victimization. These campaigns are part of a global effort to tackle money transmitting networks linked to illegal activity.

“Law enforcement is committed to reducing fraud using every tool at our disposal. Our efforts to disrupt networks used to transfer fraud proceeds, to educate the public about elder fraud, and to prosecute those involved in these schemes have stymied fraudsters,” said Associate Attorney General Vanita Gupta. “This initiative demonstrates what can be achieved through focused efforts and vigorous enforcement.”

“The money mule campaign was an effort to educate the public, disrupt criminal enterprises, and provide feedback to financial institutions who go to great lengths to implement anti-money laundering programs,” said Assistant Director Luis Quesada of the FBI’s Criminal Investigative Division. “The FBI values the partnership of DOJ Consumer Protection Branch, U.S. Postal Inspection Service, and other federal agencies who work together to disrupt criminal enterprises conducting fraud and money laundering schemes.”

“Anyone can be approached to be a money mule, but criminals often target students, those looking for work, and those on dating websites,” said Eric Shen, Inspector in Charge of the Criminal Investigations Group. “When those individuals use the U.S. Mail to send or receive funds from fraudsters, Postal Inspectors are quick to step in and put a stop to money mule activities.”

This year’s effort was coordinated by the Department of Justice’s Consumer Protection Branch, the FBI, and the U.S. Postal Inspection Service, which were joined by Homeland Security Investigations, the Department of Labor Office of Inspector General, and the Small Business Administration Office of Inspector General. Participating agencies collectively served over 4,000 letters warning individuals that their activities are facilitating fraud. These letters outlined the potential consequences for continuing to transmit illegally acquired funds. Participating agencies also filed twelve civil or administrative actions. Additionally, more than 25 individuals were criminally charged for knowingly receiving and forwarding victim funds or otherwise laundering fraud proceeds.

The U.S. Attorney’s Office for the District Massachusetts charged a defendant for using his accounting and “virtual CFO” business as a front to launder the proceeds of internet fraud schemes. As part of the alleged conspiracy, the defendant created dozens of shell companies and used those shell companies to open business bank accounts in Rhode Island and Massachusetts, through which the defendant laundered the criminal proceeds for his clients in exchange for fees. In total, since 2019, the defendant is alleged to have opened approximately 80 bank accounts (purportedly on behalf of 65 different companies), laundering approximately $35 million.

The U.S. Attorney’s Office for the Western District of North Carolina charged an individual for facilitating an international, multi-million-dollar tech support fraud. The indictment alleged that the defendant agreed to obtain payment-processing services in his name to process victim payments and laundered the proceeds domestically and internationally to bank accounts located in India, receiving three percent of the revenue in return.

The U.S. Attorney’s Offices for the Central District of California and the District of Nebraska charged individuals who, despite warnings from law enforcement, continued facilitating fraud. In the Central District of California, an individual was charged for her role in receiving funds from fraud victims, including victims of business email compromises. According to the charges, the defendant opened 11 bank accounts at seven separate financial institutions in furtherance of the scheme. In the District of Nebraska, two individuals were charged for facilitating a lottery fraud scheme, including by receiving cashier’s checks in the mail.

Criminal charges are merely allegations. Defendants are presumed innocent unless and until proven guilty beyond a reasonable doubt.

As in past years, participating agencies are working to raise awareness about how fraudsters recruit and use individuals to assist their fraud operations. Federal agencies conducted outreach to the public and industry, and also expanded partnerships with local, state, and foreign law enforcement agencies. The Commodities Futures Trading Commission released a public awareness message about how fraudsters use and recruit people to facilitate romance fraud and “wrong number” text message scams, where fraudsters strike up conversations touting their wealth and success in trading crypto assets, over-the-counter foreign currency, or gold contracts to try and convince consumers to “invest” in crypto assets.

The agencies involved in this effort urge consumers to be on the lookout for signs someone is trying to recruit them to receive and transmit fraud proceeds. Do not agree to receive money or checks mailed to you or sent to your bank account for someone you have met over the phone or online. Do not open a bank or cryptocurrency account at someone else’s direction. Fraudsters will lie to persuade you to help them. They may falsely tell you that they are helping you get a lottery prize, initiate a purported romantic relationship and then tell you that they need money, or pretend to offer you a job, an opportunity to invest in a business venture, or the chance to help in a charitable effort.

For more information on this initiative, please visit https://www.justice.gov/civil/consumerprotection-branch/money-mule-init….

Information about the Department of Justice’s Elder Fraud Initiative is available at www.justice.gov/elderjustice. If you or someone you know is age 60 or older and has been a victim of financial fraud, help is available at the National Elder Fraud Hotline: 1-833-FRAUD-11 (1-833-372-8311).

Information about the Department of Justice’s COVID-19 Fraud Enforcement Task Force is available at https://www.justice.gov/coronavirus.

For more information about the Consumer Protection Branch and its enforcement efforts, visit its website at https://www.justice.gov/civil/consumer-protection-branch.

Source-FBI

Let us cultivate the habit of goiving thanks to God in every situation. Learning the lesson of gratitude reduces the negative effects of our expriences in all situation.
2 Corinthians 12 : 1-10
It is not expedient for me doubtless to glory. I will come to visions and revelations of the Lord.

2 I knew a man in Christ above fourteen years ago, (whether in the body, I cannot tell; or whether out of the body, I cannot tell: God knoweth;) such an one caught up to the third heaven.

3 And I knew such a man, (whether in the body, or out of the body, I cannot tell: God knoweth;)

4 How that he was caught up into paradise, and heard unspeakable words, which it is not lawful for a man to utter.

5 Of such an one will I glory: yet of myself I will not glory, but in mine infirmities.

6 For though I would desire to glory, I shall not be a fool; for I will say the truth: but now I forbear, lest any man should think of me above that which he seeth me to be, or that he heareth of me.

7 And lest I should be exalted above measure through the abundance of the revelations, there was given to me a thorn in the flesh, the messenger of Satan to buffet me, lest I should be exalted above measure.

8 For this thing I besought the Lord thrice, that it might depart from me.

9 And he said unto me, My grace is sufficient for thee: for my strength is made perfect in weakness. Most gladly therefore will I rather glory in my infirmities, that the power of Christ may rest upon me.

10 Therefore I take pleasure in infirmities, in reproaches, in necessities, in persecutions, in distresses for Christ's sake: for when I am weak, then am I strong.

Nigeria is not an exception when it comes to bad leadership.
This assertion was made by the Ezendigbo of Ibadan and Oyo state, Eze(Dr.)Alex Anozie.

''There is nothing like that. I am only saying that truth and justice should always prevail.
As regards bad leadership, Nigeria is not an exception. I am talking about the whole world. Bad leadership is causing crises all over the world.
I am only showing sympathy for justice, equity and fairness and selfless leadership and leadership by example.
I have been Ezendigbo for 26 years, nobody is paying for my services. There is peace in my domain.
So, what I am saying is about the whole world at large and Nigeria is part of the world.
Everybody knows the situation in Nigeria.
But I must congratulate this government for putting machinery in motion for the completion of the second Niger Bridge. I was one of the people that first called for the construction of the second Niger Bridge and  I am happy that we have seen the completion of the bridge.
If I have my way and also God's support, I would also suggest that we have a modern rail line from Lagos to Onitsha passing through Ibadan, from Onitsha down to Enugu, from Enugu straight to Abuja, from Abuja back to Lagos, a modern rail line,'' Eze(Dr.) Anozie concluded